Notice of Debtor's Request for Mortgage Forbearance Due to the Covid-19 Pandemic

Official Procedure - Last Updated: May 07, 2020ClosedAuthor: Demetrius Ross

References

CM/ECF Menu

Bankruptcy > Notices or Claims Actions - BK
Event

Notice of Debtor's Request for Mortgage Forbearance

Rules / Code / Resources

Fed.R.Bankr.P. - None

11 U.S.C. ยง - None

Local Rule

05/07/2020 - Created

Date Description

Under the CARES Act, borrowers with a federally-backed mortgage loan may contact their servicer and request forbearance if they are experiencing financial hardship due to the COVID-19 emergency. The Act states the forbearance "shall" be granted for up to 180 days and "shall" be extended at borrower's request for an additional 180 days.

 

Step-by-Step Procedures:

  1. Select Bankruptcy > Notices or Claims Action - BK

  2. Enter case number and click Next

  3. Select Notice of Debtor's Request for Mortgage Forbearance from event pick list and click Next

  1. Select Party(s) from party pick list or Add/create new party, click Next

  1. The PDF Document selection page will display.

  2. Browse, View, and Attach, click Next

  3. Enter the Number of Months of Forbearance, click Next

  4. Is a Certificate of Service Included, select the appropriate radio button and click Next

    If Yes, go to step 9

    If No, the following message will appear, click Next


    After Filing This Document, File the Certificate of Service Located in the Other or Creditor Claimant Activity category.


  5. The following screen will appear. Select the appropriate radio button and click Next

    If Yes, the claims list will appear. Select the claim from list, click Next

    If No, the final docket screen will display

  6. Verify the accuracy of the docket text.    If not correctClosedclick bankruptcy to start over/if correct

  7. Click Next to complete the filing process

 

The Notice of Electronic Filling will display. It serves as verification that the filing has been sent electronically to the court.

 

Copies of this notice and the document filed are emailed to all participants who receive electronic notification in the case. You have a period of 15 days for a one time free look at the documents.